Although some disabled younger people receive LTC, the majority of people who receive this care are over age 65, and the rate of institutionalization increases with advancing age. Like the rationale behind health maintenance organizations, the idea is that plans will benefit financially by keeping costs lower and people healthier, and that the expense of customers who need more care will be counterbalanced by those who need less.  Take a look at the article below and share your thoughts with us.http://www.nytimes.com/2014/03/07/nyregion/pitfalls-seen-in-tennessees-turn-to-privately-run-long-term-care.html?_r=0Bernstein, N. (2014, March 6). Pitfalls Seen in a Turn to Privately Run Long-Term Care. The New York Times. Retrieved from http://www.nytimes.com/2014/03/07/nyregion/pitfalls-seen-in-tennessees-turn-to-privately-run-long-term-care.html?_r=0 Health_Care_Economics_Chapter11.pdf